When selecting a credit card, it is essential to look for conveniences and ensure the minimization of fees. The Discover it Balance Transfer Credit Card provides exactly these advantages and much more for its holders.
Whether to make purchases in various locations or to enjoy a variety of benefits, this credit card offers numerous advantages, making it the preferred choice for many.
Read this article to explore all the necessary information about the Discover it Balance Transfer Credit Card and how to apply for it!
Know How the Balance Transfer Card Works
The balance transfer feature of the Discover it Balance Transfer Credit Card is an effective tool to help you get rid of credit card debt with high interest rates.
It allows you to transfer the balance from other credit cards to the Discover it Balance Transfer, which offers an initial 0% interest period.
Here’s how it works: you apply for the Discover it Balance Transfer Credit Card and get approved.
Then, you transfer the balance from your other credit cards to it. Subsequently, you make monthly payments of the transferred balance during the interest-free period.
The balance transfer brings various benefits:
- By paying only the minimum balance on your other cards, you may end up paying hundreds or thousands in interest over time.
- With the balance transfer, you can significantly reduce the cost of your debts.
- Instead of dealing with multiple credit cards with different interest rates and due dates, you have only one monthly payment to make.
- By getting rid of high interest, you can direct more of your money towards paying the principal balance of your debt, reducing it faster.
For these reasons, the Discover it Balance Transfer Credit Card offers more advantages to customers.
What Benefits Does the Card Offer?
A credit card goes beyond being just a payment method. It opens the doors to a wide universe of benefits and rewards, as long as you choose the card that best meets your needs.
Discover the main benefits offered by the Discover it Balance Transfer Credit Card and how they can be useful in your daily routine.
Low Fees
The Discover it Balance Transfer Credit Card offers a range of benefits, starting with its affordable fees.
This includes a $0 annual fee, no foreign transaction fee, and a variable interest rate between 11.99% and 22.99% APR.
Therefore, by choosing the Discover it Balance Transfer Credit Card, you can be sure that you won’t face high fees, making it an attractive choice for those looking to save and use the card wisely.
Low Introductory APR
The Discover it Balance Transfer Credit Card offers a low introductory APR, with 0% interest on balance transfers for the first 15 months.
With this, you save significantly and are assured that this credit card is the ideal choice for your financial needs.
Good Rewards
The Discover it Balance Transfer Credit Card stands out with an attractive cashback system.
It offers 5% cashback in rotating categories, changed quarterly, and 1% on all other purchases.
With a cashback bonus that can reach up to $1,500 in the first year, this card provides many rewards to its users.
Other Benefits
In addition to everything we have presented, this card offers fraud liability guarantee, online privacy protection, and social security number alerts.
With all these features, the Discover it Balance Transfer Credit Card stands out as a comprehensive and advantageous option for those looking for a credit card with excellent benefits.
Learn How to Apply for Yours
See how easy it is to apply for your Discover it Balance Transfer Credit Card. The entire process takes place online, directly on the company’s website.
- Access the Discover it Balance Transfer Credit Card page.
- Read all the information about the credit card and its benefits, then click on the “Apply Now” button.
- Fill out the form with your zip code, name, address, and other personal details. Also provide your income and contact details.
- Ensure that all the information provided is correct, and if it is, submit the form for credit evaluation by the bank.
- After submission, wait while the bank evaluates your profile.
- Once approved, you will receive a notification informing you of the credit card approval.
Now just wait for the card to arrive at your residence. Once you receive it, activate it and start using this excellent card provided by Discover it.
If you enjoyed learning about the Discover it Balance Transfer Credit Card and all its benefits, take the opportunity to apply for yours simply and quickly on the website.
And if you are interested in other cards that suit your profile, explore our website pages for more information on the best credit card options for you!
Contact Discover at 1-800-347-2683
Review produced in June/2024. Information about the card may change, check the official website before applying.
