If you are looking for a credit card that offers real cashback and no annual fee, then you need to know the TD Cash Credit Card!
With the TD Cash Credit Card, you can choose the spending categories that interest you the most and receive 3% cashback on your purchases. Additionally, you receive 2% cashback in another category and 1% on all other purchases.
And that’s not all! The TD Cash Credit Card also offers a $150 welcome bonus when you spend $1.000 in the first 3 months.
In this article, you will learn all the benefits of the TD Cash Credit Card and how to apply for yours. Read to the end and find out!
Reasons to Have Your Card
The TD Cash Credit Card is ideal for those who make many purchases and want to get a return on each one.
See now the main reasons for you to have your TD Cash Credit Card and enjoy all the facilities it offers. Remember, the card is designed for you to take even more advantage of the benefits when making purchases.
Cash Back
The TD Cash Credit Card offers a customizable and unlimited cashback program. You can choose two spending categories to receive 3% cashback and 2% in another category. The available cashback categories are:
- 3%: Restaurants, Fast Food, Pharmacies, Gas Stations, Travel (hotels, airlines, etc.).
- 2%: Supermarkets, Wholesalers, Warehouse Clubs.
- 1%: All other purchases.
You can change your cashback categories every quarter to adapt to your spending habits. The cashback is automatically credited to your TD Bank checking account each month.
Digital Wallet
The TD Cash Credit Card is compatible with digital wallets like Apple Pay, Google Pay, and Samsung Pay.
This means you can use your card for quick and secure payments in stores, online, and in apps.
To add your card to a digital wallet, just download the chosen digital wallet app and follow the instructions. You can also use the TD Bank Mobile App to add your card to a digital wallet.
Visa Benefits
The TD Cash Credit Card offers a variety of Visa benefits to enhance your credit card experience.
This includes Visa Zero Liability, which protects against unauthorized purchases, and Visa Purchase Protection, which protects your purchases against damage and theft for up to 120 days.
With Visa Travel Benefits, you get travel insurance, travel assistance, and discounts on travel-related services.
Additionally, the card also provides access to Visa Concierge, a service available 24/7 to assist you with reservations, shopping, and other needs, providing a complete and convenient experience for its users.
Balance Transfer Offer
The TD Cash Credit Card offers a 0% APR balance transfer offer for 15 months. This means you can transfer the balance from other high-interest credit cards to the TD Cash Credit Card and pay the balance interest-free for 15 months.
The 0% APR applies to balances transferred within 60 days of account opening. After 15 months, the variable APR applies to the remaining balance. A balance transfer fee of 3% (minimum $5) applies to each transfer.
Learn How to Apply for the TD Cash Credit Card
Now that you know all about the TD Cash Credit Card, see how you can get yours and enjoy all the advantages it has to offer in your daily life:
- Access the TD Cash Credit Card website.
- Choose the “Apply Now” button.
- Log in with your TD Bank account and password. If you don’t have one, you will need to create one.
- Fill out the application form with your personal information, address, work details, income, and documentation.
- Submit the application to the bank.
After approval, you will receive your credit card at the registered address and can enjoy all the advantages it has to offer.
Did you like learning about this credit card option? Take advantage and apply for yours. And get more information about the best cards by visiting our website.
Contact TD Bank at 1-888-561-8861.
Review produced in June/2024. Information about the card may change, check the official website before applying.
