If you are looking for a card that offers practicality, without excessive complications, and allows you to make purchases securely, the Simmons Visa Credit Card is the perfect choice for you.
With a variety of guaranteed benefits, this card provides additional ease in obtaining credit.
Keep reading to learn more about the Simmons Visa Credit Card and how to apply for your credit card.
Learn more about Simmons and its awards
Simmons Bank, a financial institution headquartered in Pine Bluff, Arkansas, was established in 1903 and currently operates with more than 200 branches in eight states in the southern and southeastern United States.
Offering a wide range of financial products and services such as checking accounts, savings, loans, credit cards, investments, and insurance, Simmons Bank also stands out in the commercial and investment banking sectors.
Privately controlled by the Simmons family, the company enjoys an A-1 credit rating by Moody’s Investors Service, highlighting its financial strength.
Some additional data about Simmons Bank include its position as one of the largest private banks in the southern United States, a net worth of over $27 billion, and a staff of more than 2,700 employees.
Simmons Bank has a strong emphasis on customer service and the provision of high-quality financial services.
The company has received numerous awards, including the title of Best Bank in Arkansas in 2023 by Arkansas Business, Best Regional Bank in the South by American Banker, and Best Bank for Small Businesses by Forbes.
Continuing to be a leading force in the financial sector, Simmons Bank reaffirms its commitment to customer satisfaction and the provision of high-quality financial services.
What are the benefits of the card?
The Simmons Visa Credit Card offers a variety of advantages that make it a wise choice for those who want to make the most of its use, despite being a card focused on simplicity. Here are some of the benefits this card provides to its customers:
Accepted worldwide
The Simmons Visa is a Visa credit card, meaning it is widely accepted at millions of establishments around the world.
This feature represents a significant advantage for both frequent travelers and those who shop online.
By having this card, holders enjoy the convenience of making transactions in an extensive global network of establishments, providing flexibility and accessibility in various shopping situations, whether locally or internationally.
Travel coverage
The Simmons Visa offers excellent travel coverage, covering several important aspects, such as:
- Travel Accident Insurance: Provides substantial coverage of up to $1 million in case of accidents during the trip.
- Coverage for Flight Delays, Cancellations, and Baggage: Includes protection in situations of flight delays, flight cancellations, and baggage-related issues, covering events such as loss or damage.
- Travel Medical Insurance: Ensures travel medical insurance coverage, providing assistance in case of medical emergencies.
These coverages offered by Simmons Visa can be extremely useful in emergencies or unforeseen events during a trip.
Providing peace of mind to cardholders, these benefits help manage potential setbacks, ensuring financial assistance and support in various circumstances during the travel period.
Rental car coverage
The Simmons Visa provides valuable security in cases of collision damage or theft of rental cars, covering up to the actual market value of the vehicle.
This guarantee represents considerable savings for cardholders who choose to rent a car during their travels.
With this coverage, costs related to accidental damage or theft of rental vehicles are reduced, providing greater peace of mind and convenience to users during their car rental experiences.
This advantage highlights Simmons Visa’s commitment to offering practical and financially relevant benefits to its customers.
Customer service
Simmons Bank stands out for its excellent customer service, offering a variety of interaction channels such as phone, online chat, and email.
The company ensures that its customer service agents are trained to provide prompt and efficient service, prioritizing satisfaction and effective issue resolution.
The Simmons Bank customer service team is available 24 hours a day, 7 days a week, ensuring continuous support to answer customers’ questions and resolve any problems.
This constant availability reflects Simmons Bank’s commitment to providing high-quality service, prioritizing accessibility and dedicated assistance to its customers in all situations.
How to apply for the Simmons Visa Credit Card?
There are two ways to apply for your Simmons Visa card: online or in person at a physical bank branch.
Here’s how to apply online:
- Visit the Simmons Bank website.
- Look for and click on the “Apply for a Credit Card” link.
- Choose the Simmons Visa card you wish to apply for.
- Read and agree to the card’s terms and conditions.
- Fill in all the requested information, including your full name, mailing address, phone number, date of birth, Social Security number, monthly income, and credit history.
- Click the “Submit” button.
Simmons Bank will review your application and contact you if approved.
Alternatively, you can also apply for the card in person at a Simmons Bank branch, where a bank representative will guide you through the application form and answer any questions you may have.
After applying, wait for approval and start enjoying all the benefits offered by the Simmons Visa Credit Card.
Don’t waste time, apply for yours now and take advantage of the exclusive benefits of this card. Additionally, check out other credit card options by browsing our page.
Contact Simmons Visa at 1-800-272-2102.
Review produced in June/2024. Information about the card may change; check the official website before applying.
