When selecting your credit card, it is crucial to consider the benefits it provides. The Discover it Cash Back Credit Card is an excellent choice for those who shop frequently and want to receive cash back.
With specific categories, it guarantees a higher return for customers, resulting in savings in the daily use of the card.
Therefore, by presenting its advantages, this text will provide all the necessary information about the Discover it Cash Back, as well as a simple guide to applying for yours. Keep reading to discover everything about this credit card.
Why choose this card?
The Discover it Cash Back offers much more than just a regular credit card. It is your gateway to a world of exciting rewards and valuable benefits that align with your lifestyle.
Discover how the Discover it Cash Back can transform your daily purchases into opportunities for earnings and savings.
Rewards and Cash Back
The main highlight of the Discover it Cash Back is the rewards it offers its users. See the benefits you will have:
- Receive 5% cash back in different categories each quarter, such as restaurants, grocery stores, gas stations, and more. Just activate the offer on the Discover website and enjoy!
- Earn 1% cash back on all other purchases. Without exceptions, earn 1% cash back on everything you buy, from clothes and travel to utility bills.
- Cash back with no time limit. Your cash back never expires! Use it however you want, whenever you want, for purchases, to reduce your bill, or even transfer it to your bank account.
- Enjoy the Welcome Bonus! The Discover it Cash Back doubles the value of your cash back in the first year, up to $150. Imagine having your rewards doubled and starting to save even faster.
Security
The company ensures security and peace of mind in customers’ purchases with various features, making the Discover it Cash Back even safer.
To begin with, the card has a zero liability guarantee in case of fraud. Therefore, if an unauthorized purchase occurs, you are not responsible for it.
With the Freeze it account, it is even easier to avoid purchases or transfers if your card is lost.
No Annual Fee
Goodbye to annual fees! The Discover it Cash Back offers all its benefits without charging an annual fee, allowing you to enjoy your rewards without additional costs.
This benefit is available to all customers who get their credit card approved, making it even more attractive to apply and enjoy what it has to offer in terms of advantages.
Customer Service
Discover is committed to offering customer service that truly supports you in times of need.
Count on a team of specialists available 24 hours a day, 7 days a week, to help you with any questions or needs, from issues with your card to assistance in case of loss or theft.
So, wherever you are and whenever it is, you have assistance to resolve any problem with your credit card, making this a differential that the bank offers to its customers.
Understand what Cash Back Match is
The Discover it Cash Back’s Cash Back Match program offers a special benefit for new customers, doubling the total cash back accumulated during the first year, with no maximum limit.
Once the card is approved, the customer starts earning cash back as usual, receiving 5% in the activated rotating categories (up to $1,500 per quarter) and 1% on all other purchases.
At the end of the first year, Discover automatically matches the total cash back accumulated during this period.
For example, if the customer earned $100 in cash back, Discover gives an additional $100, doubling the amount to $200.
It is important to note that there is no limit to the bonus amount, encouraging customers to accumulate as much cash back as possible in the first year.
The Cash Back Match is available exclusively to new customers, and participation is automatic, with no registration required.
The bonus is credited to the Discover it Cash Back account within two billing cycles after the end of the first year.
This offer represents an excellent opportunity to maximize rewards, especially for those planning to take advantage of the 5% rotating categories.
Therefore, if you are thinking of getting a Discover it Cash Back, the Cash Back Match presents a great incentive to start enjoying significant rewards from the beginning.
How to apply for the Discover it Cash Back Credit Card?
Find out how easy it is to apply for your Discover it Cash Back card. The process is quick, online, and can be completed in just a few minutes.
- Access the Discover it Cash Back page.
- Click on “Apply Now.”
- Confirm your location by entering the requested data.
- Fill out the form with your personal information and complete documentation.
- Provide details about your income and employment.
- Read and agree to all the company’s terms.
- Submit the form to the bank for credit analysis.
- Wait for approval and receive your card.
Did you like learning about the Discover it Cash Back? Apply for yours now and wait for approval to start using the card and enjoy all the benefits. Also, take the opportunity to explore other cards that suit your profile on our page.
Contact Discover at 1-800-347-2683.
Review produced in June/2024. Information about the card may change, check the official website before applying.
